maximize rewards.
minimize effort.
Qard stores your cards and instantly picks the best one for every purchase—so you earn more with zero effort.
effortless rewards
set it and forget it. we select the best card for every purchase in REAL-TIME, maximizing your rewards with zero effort
smarter spending
our AI ensures you get the highest rewards rate for every transaction, making your money work harder
never miss a perk
automatically opt-in to new rewards and credit card perks as soon as they're released
the cost of missed opportunities
$300B+
annual unused credit card rewards in the US
source: Bankrate$3B
gift cards go unused yearly
source: Bankrate$1,000+
average potential savings per person annually
source: CNBC47%
of Americans leave rewards points unused
source: ValuePenguin51%
of gift card holders forget to use their balance
source: Cardcash